https://ir.unisa.ac.za/handle/10500/21690 2026-05-12T16:50:23Z 2026-05-12T16:50:23Z Tsaurai, Kunofiwa https://ir.unisa.ac.za/handle/10500/31169 2025-02-16T20:14:28Z 2022-07-22T00:00:00Z

Determinants of agriculture sector growth in upper middle-income countries : How relevant is financial development? Tsaurai, Kunofiwa

2022-07-22T00:00:00Z Sibindi, Athenia https://ir.unisa.ac.za/handle/10500/31165 2026-04-23T19:35:05Z 2023-09-08T00:00:00Z

Artificial Intelligence and insurance market development Sibindi, Athenia Insurance market development reflects the depth, quality, and efficiency of insurance systems and is commonly measured using insurance density (premiums per capita) and insurance penetration (insurance premiums as a share of gross domestic product). High values of these indicators relative to global averages signify a well‑developed insurance market. This article examines the role of artificial intelligence (AI) in advancing insurance market development within the broader context of economic growth. It situates the discussion within established theoretical perspectives on the finance–growth nexus, namely the supply‑leading, demand‑following, complementarity, and neutrality hypotheses. By enhancing operational efficiency, risk assessment accuracy, product innovation, and service delivery, AI has the potential to influence both the supply and demand sides of insurance markets. The paper argues that AI-driven transformation in the insurance sector may strengthen the interdependence between insurance development and economic growth, particularly in emerging economies. The study highlights AI as a strategic tool capable of improving insurance density and penetration, thereby contributing to broader financial development and economic performance.

2023-09-08T00:00:00Z Mutezo, Ashley Teedzwi https://ir.unisa.ac.za/handle/10500/31149 2025-02-17T10:06:17Z 2023-09-14T00:00:00Z

Improving access to SME finance : Alternative financing approaches Mutezo, Ashley Teedzwi ABSTRACT Small and medium-sized enterprises (SMEs) are critical contributors to economic growth and job creation. The Covid-19 pandemic has reduced bank lending and affected SMEs. The lecture reviews the spectrum of alternative financing approaches for SME financing towards small businesses' establishment, growth and sustainability. Literature has shown that the expansion of SMEs enhances global economic growth, but these businesses face financing constraints at the start-up phase that hinder their growth and sustainability. They experience a high failure rate due mainly to a lack of startup and development funding. In this lecture, I investigate the challenges SMEs face when accessing finance, their role in economic development, traditional lending technologies, alternative SME funding approaches and the government’s response to these issues. Finally, the lecture discusses how the policy can influence the uptake of alternative financing approaches, enabling SMEs to establish and grow into sustainable entities in developing countries.

2023-09-14T00:00:00Z Marozva, Godfrey https://ir.unisa.ac.za/handle/10500/31131 2025-02-12T12:25:55Z 2023-05-15T00:00:00Z

Monetary policy and inequality nexus: does liquidity matter? Marozva, Godfrey

2023-05-15T00:00:00Z